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Auto Coverage

Includes a damage to vehicle waiver, what is included, what is not included, fully covered cars, cars without full coverage, personal accident insurance and third-party insurance.

DAMAGE TO VEHICLE WAIVER (D.V.W.) SURCHARGE

The Hirer is responsible for the full cost of damage or loss to the rented vehicle. This can be reduced or eliminated by the two options of D.V.W. listed below:

  • Option 1 – Limited Liability : The hirer can limit liability for loss/damage to the rented vehicle by paying Damage to Vehicle Waiver (D.V.W.). The D.V.W. charge per day and the liability amounts for each vehicle type is as follows
    • Cars = US$12.00 per day/US$200.00 deposit

N.B. If option 1 is taken, the liability amounts applicable will be taken as deposits. These will be refunded if there is no loss or damage to the rented vehicle.

  • Option 2 – Nil Liability (With T.P.F.) – The Hirer can eliminate his/her liability from the full cost in case of damage/loss to the rented vehicle including road wheels by purchasing the D.V.W. with tire Protection Fee (T.P.F.) at a daily cost of US25.00 per day.
  • BMW US $20.00 per day/ US $1,500 Liability / JMD 3,100 per day /  JMD 232,500‬ Liability
  • Nissan Serena Minivan US $54.00 per day/ US $1,500 Liability / JMD 8,000 per day /  JMD 232,500‬ Liability
  • SUV’s US $15.00 per day/ US $1,500 Liability / JMD 2,325 per day /  JMD 232,500‬ Liability

In the event of any damage or loss to the vehicle due to fire, theft or any cause the renter will be held liable. However, if the renter uses a credit card which offers insurance Coverage In Jamaica, then the renter may decline Damage Waiver (DVW) and have the vehicle fully covered under the credit card insurance feature. Please verify coverage with your credit card company. Cruiselin will obtain confirmation at the time of rental. Renter will return vehicle in the same condition it was received by renter. Vehicles and other equipment belong to Cruiselin and are in good condition and the Renter will return the vehicle, which includes all tyres, accessories, equipment and vehicle documents, during regular hours in the same condition as that in which they were received by the Renter, except for ordinary wear and tear, to the location and on the due back date specified or sooner if so demanded by the Renter is liable for all interior and exterior damage, rims, tyres, glass, battery and interior cleaning charges.

Applicable when client uses a credit card which does not offer insurance coverage. If the rental car is damaged, this will cover the cost of repairs. You will, however, have to pay a fixed amount towards the repair costs. This is known as the excess or liability amount. This applies regardless of whether you were at fault.

WHAT’S INCLUDED

  • – Cost of repairs of the CruiseLin vehicle if it is damaged
  • – Loss/Damage to exterior due to collision or theft
  • – Loss/Damage to exterior fixtures e.g. side mirrors, wipers, antennae due to collision or theft
  • – Windscreen damage
  • – Damage to road wheels (tire, rims, hubcaps)
  • –  You will, however, have to pay an excess charge towards the cost of repairs
  • – This applies regardless of fault
  • – If we can recover these costs from a responsible third party, we’ll reimburse you

WHATS’S NOT INCLUDED

The following are not covered if the vehicle is returned with loss/damage to these interior items and there is no evidence or report of a break-in

  • – Mats
  • – Radio/CD/Tape
  • – Speakers
  • – Tools
  • – Spare Tire
  • – Vents
  • – Upholstery, Carpets & other Fabric coverings
  • – Lost keys
  • – Damage to undercarriage or engine as a result of negligent operation of the vehicle
  • – Damage caused by failure to use correct fuel
  • – Damage caused as a result of a breach of the rental agreement
  • – Theft of personal belongings from the vehicle
  • – Death or injury to the driver
  • – D.V.W Daily Rates and Excess / Liability Charges – US$
  • – Damage cause intentionally or by gross negligence

FULLY COVERED / CARS

Some credit cards offer Collision Damage Waiver (or Damage to Vehicle Waiver) for rentals. Cardholders therefore have the option to decline to purchase our Damage to Vehicle Waiver. Further verification by our representatives may be required on arrival. To expedite the rental process, cardholder should request a copy of the coverage policy from the issuing bank or card company and present this to the rental agent at the time the vehicle is being picked up. Verification checks should also be made before hand about the types of vehicles that are covered, although most are. A nominal deposit will be taken towards loss/damage. If the amount for loss/damage exceeds that deposit, the additional amount will be called through for. Cardholders, therefore, will be billed on the credit card for the full amount of the loss/damage. Cardholders are entitled to file a claim for reimbursement from their card company, all supporting documentation will be provided for subsequent claims for reimbursement.
CruisLin Car Rental reserves the right to ask for a security deposit. This deposit is not a payment for CDW insurance.

CARS WITHOUT FULL COVERAGE

The purchase of Damage to Vehicle Waiver (D.V.W) is not mandatory. Hirers can choose not to purchase any of our DVW options. Such hirers will be billed for the full amount of the loss/damage. CruisLin reserves the right to ask for a security deposit as a guarantee which could be equivalent of the value of the vehicle. This deposit is not payment for CDW but would be used towards loss/damage. If the damage amount exceeds the deposit, the additional sums would become due.

PERSONAL ACCIDENT INSURANCE

This can be purchased at a daily rate of US$7.00. It covers the driver and passengers in the rental vehicle.

THIRD PARTY INSURANCE

Full third-party insurance is included in the rental charges.